Whether it’s eating healthy, doing your homework every night, or saving money, you can easily get out of the way. However, your family is working hard to adopt this attitude. And you’re off to a very good start.  

As with any long-term program or goal, it can be difficult to stay on track. The key is a flexible plan that can be changed without forgetting the goals that have been set. Try some of these tips to stay on top of your family banking in Switzerland.

Review your plan and make sure it’s still working. Are the goals you set too big or too small? Or is it something that isn’t interesting anymore? You may need to develop new savings goals that will excite your family again. Is it difficult for families to think about investing in a family bank? Consider putting it off so it’s hard to forget to invest in it. Once it becomes a habit for everyone, you can reconsider where you put it, but it should be very noticeable at first.

Remind yourself why you saved in the first place. Pictures of the refrigerator or bathroom mirror are great daily reminders. This may sound weird – but it works. There’s something about bright pictures that help the mind focus on the goal better than the words on the page. You can also decorate your family bank with photos of your savings goals.

Create a chart to track your progress. Have you ever seen a thermometer achieve a bigger goal for a business or community? Many of them look like thermometers that change colour as the target approaches. This can be a great motivation to show progress. Have family members take turns calculating savings and sketching progress.

Set silly goals and make a game out of them. It can be difficult to stay focused and motivated week after week, even as you make progress. Making things easier can help. Within a week, come up with a non-standard game or idea that will still help your family savings program but shift your focus elsewhere. For example, challenge who can save the most change this week or who can find the most coupons to save at the grocery store. Make it something simple and doable so it doesn’t turn into another job.

Reward yourself. It’s hard for most people to have just one long-term goal with no rewards in between. Here you need to know yourself and your children. If you have to buy something every week, do it. Make it small, but make it part of your plan. Otherwise, you’ll be sabotaging yourself along the way – and that could prolong the achievement of your savings goals. For example, if you want to spend a full day at a water park with all the extras, you can buy a large bag or sunblock for the week. However, stick to your biggest goal and don’t spend all your savings on this one item.

The key to all of these tips is to be honest about what works and what doesn’t. Don’t be afraid to adjust your ideas and goals and then move on. Most people don’t get it right the first time — or even the second time. If you are focused on making progress and improving your family savings plan, you are on the right track!